Postal Charges for all service Charges in the circular to be charged

  Only actual Postal Charges.

Processing Fee

Cash Credit Traders

Processing fee @ 0.25% shall be charged at the time of sanction of C.C. limit. These charges of 0.25% shall be levied every year.  

Processing Fee of Loans

a)Vehicle Loan

b)Consumer Loan

c)Personal Loan          

d)N.F.S  

Ø  Upto Rs.500000/-

Ø  Rs.500001 to Rs.10.00 lacs/-

Ø  Above Rs.10.00 lacs/-

e)Two Wheelers          

f)House Loan

g)Education Loan

Ø  0.50% of the loan amount maximum Rs.2000/-. Staff is exempted from charges.

Ø  Rs.500/- will be charged one time Irrespective of the loan amount. Staff is exempted from charges.

Ø  Rs.500/- will be charged one time time irrespective of the loan amount. Staff is exempted from charges.

Ø  0.50% of the sanctioned amount

Ø  0.40% of the sanctioned amount minimum Rs.2500/-

Ø  0.25% of the sanctioned amount minimum Rs.4000/- maximum Rs.10000/-

Ø  0.50% of the sanctioned amount maximum Rs.200/-

Ø  0.50% of the sanctioned loan amount maximum Rs.5000/- in case of Urban House Loan maximum Rs.1000/- in case of Rural House Loan.

Ø  No Charges upto Rs.2.00 lac.

Ø   Above Rs.2.00 lacs : 0.5% of the sanctioned amount.

Collection of Cheque/D.D

Outstation Cheques

Ø  Upto Rs.1000/-

Ø  Rs.1001 to Rs.5000/-

Ø  Rs.5001 to Rs.10000/-

Ø  Rs.10001 to Rs.100000/-

            .

Ø  Rs.100001 to Rs.1000000/-   

Ø  Above Rs.1000000    

Ø  Rs.10/- + Postal Charges

Ø  Rs.25/- + Postal Charges

Ø  Rs.35/- + Postal Charges

Ø  Rs.4.00 per thousand Postal Charges.

Ø  Rs.3.50 per thousand minimum Rs.400/- (maximum Rs.2500/-) Postal Charges

Ø  Rs.3.00 per thousand (maximum Rs.10000/-) + Postal Charges

(If depositor keeps the deposit minimum for 6 months in B.O., then only postal charges will be levied.

Collection of Bills

Ø  Upto Rs.1000/-

Ø  Rs.1001 to Rs.5000   

Ø  Rs.5001 to Rs.10000

Ø  Rs.10001 to Rs.10000

Ø  Rs.100001 to Rs.1000000

Ø  Above Rs.1000000    

Ø  Rs.25/ + Postal Charges

Ø  Rs.50/ + Postal Charges

Ø  Rs.75/ + Postal Charges

Ø  Rs.7.00 per thousand or part thereof + Postal Charges

Ø  Rs.5.00 per thousand or part thereof minimum  Rs.600/- + Postal Charges

Ø  Rs.4.50 per thousand or part thereof minimum Rs.5000/- + Postal Charges

Ø  No collection charges to be levied for collection of local

Cheques /drafts

Ø  However out of pocket expenses be recovered in full

Ø  Collection charges in case of outstation cheques/bills should be levied on the gross amount of the instalment.

Cheques/Bills returned unpaid

Ø  Local Cheques/Bills   

Ø  Outstation Cheques/Bills

Ø  Rs.100/- per instrument

Ø  50% of collection charges

Ø  Of Rs25/- + Postal Charges

Collection of Other Bank’s Deposit receipt On maturity

Ø  Collecting bank levy charges as applicable to remittance. In case of local collection, charges will be as applicable to Banker’s cheques/Pay orders be levied.

Remittances of Funds

a)  Issuance of Demand Draft

Ø  Upto Rs.10000/-

Ø  Above Rs.10000/-

b)  Issuance of Duplicate Draft

Ø  Upto Rs.100000/-

Ø  Above Rs. 100000/-   

c)Revalidation/Cancellation of Draft  

d)Remittance against lender of Cash

Remittancee of Banker’s Cheque

           order

Ø  Upto Rs.10000/-

Ø  Above Rs. 10000

Remittance of Duplicate Bankers Cheques order

Ø  Upto Rs.10000/-

Ø  Above Rs.10000

Validation/Cancellation of Draft           

Ø  Rs.25/-

Ø  Rs.2.50 per thousand or part thereof and maximum Rs.10000/-

Ø  Rs.50/-

Ø  Rs.100/-

Ø  Rs.50/- per instrument

Ø  Actual postal charges incurred for having taken up the matter with the drawee bank, in case of cancellation of lost instruments be recovered in full.

Ø  Additional charges @ Rs.20/- over and Above the rates prescribed

Ø  Rs.20/-

Ø  Rs.1.50 per thousand or pad   thereof

Ø  Rs.50/-

Ø  Rs.75/-

Ø  Rs.50/- per instrument

Ø  Actual postal charges incurred for having take up the matter with the drawee bank, in case of cancellation of lost instruments be recovered in full.

ATM /ATM card Charges

a)    Annual fee/renewal fee

b)    Additional Card

c)    Card Replacement fee

d)    Duplicate/regeneration of PIN

e)    Free of charges transactions

f)     Financial transaction after 5^th

g)    Non Financial transaction after 5 free transactions

h)    Daily withdrawl limit

i)     Daily Purchase limit at PoS

Rs 100/- p.a. plus service tax

Rs 50/- plus service tax

Rs 200/- plus service tax

Rs 30/- plus service tax, per PIN

5 per month (including financial &Non financial)

Rs  17/- plus service tax

Rs  6/- plus service tax

Rs 25000/- per day, Rs 15000/- per transaction.

Rs 40000/-